13 Barclay Quarry Road #1Barre TownVT05654
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 13 Barclay Quarry Road #1, Barre Town, VT, 05654 in Barre Town. Priced at $344,900, it generates $3,431/mo in gross rent and $1,136/mo in net monthly cash flow, a 11.94% yield that comfortably supports the 2.21 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $13,635. Five-year appreciation: $95,290. Equity from principal paydown: $3,177/yr. Total projected cumulative return: $204,612.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.9% | 6.2% |
| Monthly Cash Flow | $1,136 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,431 |
| Total Monthly Debt Service | $2,157 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05654, Graniteville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 656 (100%) |
| Owner Occupied HU | 452 (68.9%) |
| Renter Occupied HU | 155 (23.6%) |
| Vacant Housing Units | 49 ( 7.5%) |
| Median Home Value | $264,793 |
| Average Home Value | $275,111 |
Housing Distribution
Address Breakdown
Residential
442
Single Family
412
Multi-Family
30
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 05654, Graniteville, VT area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 656 (100%) |
| Owner Occupied HU | 452 (68.9%) |
| Renter Occupied HU | 155 (23.6%) |
| Vacant Housing Units | 49 ( 7.5%) |
| Median Home Value | $264,793 |
| Average Home Value | $275,111 |
Housing Distribution
Address Breakdown
Residential
442
Single Family
412
Multi-Family
30
Businesses
14
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: PrimeMLS
Mls ID: #5043641