13-1 N Grant St #3ShamokinPA17872
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowNot flashy, but dependably profitable, 13-1 N Grant St #3, Shamokin, PA, 17872 in Shamokin is listed at $109,900 and delivers $1,074/mo in rent and $354/mo in net monthly cash flow. The 11.73% yield and 2.17 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $30,363 over five years, and $1,012/yr in principal reduction supplements cash return. Total projected cumulative return: $64,636.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.7% | 6.2% |
| Monthly Cash Flow | $354 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,074 |
| Total Monthly Debt Service | $676 |
| DSCR Ratio | 1.59x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1900
2,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17872, Shamokin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,131 (100%) |
| Owner Occupied HU | 2,516 (49.0%) |
| Renter Occupied HU | 1,459 (28.4%) |
| Vacant Housing Units | 1,156 (22.5%) |
| Median Home Value | $106,289 |
| Average Home Value | $173,807 |
Housing Distribution
Address Breakdown
Residential
4,217
Single Family
3,881
Multi-Family
336
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1900
2,250 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 17872, Shamokin, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,131 (100%) |
| Owner Occupied HU | 2,516 (49.0%) |
| Renter Occupied HU | 1,459 (28.4%) |
| Vacant Housing Units | 1,156 (22.5%) |
| Median Home Value | $106,289 |
| Average Home Value | $173,807 |
Housing Distribution
Address Breakdown
Residential
4,217
Single Family
3,881
Multi-Family
336
Businesses
313
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: eXp Realty
Mls ID: #25-6105