13 1/2 Finn St, Northampton, MA, 01060 | 7.5% Rental Yield

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

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13 1/2 Finn St, Northampton, MA, 01060 | 7.5% Rental Yield | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Northampton at 13 1/2 Finn St, Northampton, MA, 01060 listed at $399,000 pairs $2,494/mo rent with a $1,953/mo payment. Total monthly income runs $2,494/mo. Return on cash invested measures 19.72% in year one, and rental yield registers 7.5% at a $399,000 basis. Equity gained on principal adds $2,575/yr, and annual property appreciation at 5% supports $110,236 by year five. Five-year ROI tracks 102% and total cumulative return in cash totals $134,918. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $2,494/mo property income relative to a $1,953/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Single Family

Built in 1900

3,484 sqft lot

$N/A/sqft

No HOA

More details about the property

Sweet, Fully Renovated GEM! Stroll to Main Street from this charming home, conveniently located to everything you need, tucked away from the street with private, fully fenced yard & shed. So many lovely details throughout! Elegant hardwood floors, custom built-in bookcase & cabinets, sun-filled living room with bay window, formal dining room appointed w/wainscoting, gorgeous country kitchen with farmhouse sink, tile backsplash, butcher block counters, essential mudroom. Upstairs are 2 spacious bedrooms, each w/closet & remodeled bath w/tub & shower. Natural gas heating system + water heater replaced in 2019, full-height basement w/interior access, recently added French drain w/transferable warranty makes the basement ideal for storage. Cute-as-a button, move-in ready home combines classic charm & modern convenience to create a truly desirable living space. Easily maintained, the perfect alternative to a condo, just minutes to major routes, area colleges & vibrant downtown Northampton!

Neighborhood Data

Neighborhood data shown for ZIP Code: 01060, Northampton, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	7,958 (100%)
Owner Occupied HU	3,179 (39.9%)
Renter Occupied HU	4,163 (52.3%)
Vacant Housing Units	616 ( 7.7%)
Median Home Value	$555,427
Average Home Value	$592,032