12982 Arapaho RdRancho CucamongaCA91739
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12982 Arapaho Rd, Rancho Cucamonga, CA, 91739 in Rancho Cucamonga at $1,620,000, 4.22% gross yield, is a market-growth asset. Rental yield 4.22%. The $5,702/mo rent partially funds the $7,285/mo debt service; the core return is the 5%/yr price growth projected to add $447,576 over five years. Ziffy Mortgage's DSCR mortgage (0.78) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $336,270.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 6.2% |
| Monthly Cash Flow | $(4,319) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $5,702 |
| Total Monthly Debt Service | $9,377 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1989
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1989
0.55 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91739, Rancho Cucamonga, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,995 (100%) |
| Owner Occupied HU | 8,628 (66.4%) |
| Renter Occupied HU | 3,800 (29.2%) |
| Vacant Housing Units | 567 ( 4.4%) |
| Median Home Value | $851,263 |
| Average Home Value | $902,625 |
Housing Distribution
Address Breakdown
Residential
12,689
Single Family
10,417
Multi-Family
2,272
Businesses
602
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amanda Niu • Universal Elite Inc.
Mls Name: CRMLS
Mls ID: #OC25255376