12981 Cove Ln, Mc Calla, AL, 35111 | $753/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

Get Pre-Approved

Nearby investment properties with comparable rents

2 Bed
2 Bath
1578 sft

123 Braxton Way, Pelham, AL, 35124

3 Bed
2 Bath
1592 sft

2119 Amberley Woods Ter, Helena, AL, 35080

4 Bed
2 Bath
1678 sft

8 King Valley Rd, Pelham, AL, 35124

4 Bed
2 Bath
2050 sft

1051 Normandale Cir, Bessemer, AL, 35023

Nearby investment properties with comparable prices

3 Bed
2 Bath
1988 sft

2930 Shannon Wenonah Rd, Bessemer, AL, 35022

2 Bed
3 Bath
1366 sft

10 Ashford Cir, Hoover, AL, 35244

3 Bed
2 Bath
1301 sft

1001 Savannah Ln, Calera, AL, 35040

2 Bed
2 Bath
1308 sft

109 Canyon Trl, Pelham, AL, 35124

Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

Explore more listings using simple english

Investment Highlights

Rental property for sale in Mc Calla at 12981 Cove Ln, Mc Calla, AL, 35111 generates $2,220/mo in rent and, after a $1,272/mo payment, leaves $753/mo in cash flow. Total monthly income is $2,220/mo, and annual cash flow is $9,037/yr on $86,157 invested. Return on cash invested sits at 30.4% in year one, and rental yield is 10.25% on a $259,900 entry. Equity gained on principal adds $1,677/yr, while 5% annual appreciation builds toward $71,806 over five years. Five-year ROI reaches 158.43% and total cumulative return in cash sums $136,498. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,220/mo property income rather than buyer’s personal income.

Townhouse

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 35111, Mc Calla, AL area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,079 (100%)
Owner Occupied HU	6,659 (82.4%)
Renter Occupied HU	881 (10.9%)
Vacant Housing Units	539 ( 6.7%)
Median Home Value	$291,463
Average Home Value	$316,877