12980 Crestview DrSawyerMI49125
INVESTMENT ANALYSIS
Investment Verdict
Solid Income12980 Crestview Dr, Sawyer, MI, 49125 in Sawyer is a solid income-producing rental, 8.75% gross yield, $2,699/mo rent, $259/mo net cash flow on a $370,000 buy. DSCR 1.62 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $102,224 and $3,408/yr in principal reduction project a total cumulative return of $157,582.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.8% | 5.4% |
| Monthly Cash Flow | $259 | $350 |
City averages based on Sawyer market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,699 |
| Total Monthly Debt Service | $2,293 |
| DSCR Ratio | 1.18x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1952
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49125, Sawyer, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,885 (100%) |
| Owner Occupied HU | 1,007 (53.4%) |
| Renter Occupied HU | 139 ( 7.4%) |
| Vacant Housing Units | 739 (39.2%) |
| Median Home Value | $318,411 |
| Average Home Value | $381,279 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
757
Multi-Family
367
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1952
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49125, Sawyer, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,885 (100%) |
| Owner Occupied HU | 1,007 (53.4%) |
| Renter Occupied HU | 139 ( 7.4%) |
| Vacant Housing Units | 739 (39.2%) |
| Median Home Value | $318,411 |
| Average Home Value | $381,279 |
Housing Distribution
Address Breakdown
Residential
1,124
Single Family
757
Multi-Family
367
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices