12976 S Devils Garden Ct #551RivertonUT84096
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder12976 S Devils Garden Ct #551, Riverton, UT, 84096 in Riverton earns a respectable 7.69% gross yield at $469,999, but after the $2,113/mo mortgage the net cash flow is $89/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (1.43) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $129,852 over five years, making equity the dominant return driver. Total projected return: $184,047.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7.7% | 6.2% |
| Monthly Cash Flow | $89 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,012 |
| Total Monthly Debt Service | $2,736 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2024
435.60 sqft lot
$N/A/sqft
$168 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2024
435.60 sqft lot
$N/A/sqft
$168 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Christopher Gerac • Real Broker, LLC
Mls Name: UtahRealEstate.com
Mls Provider:
Mls ID: #2120492
Disclaimer: Based on information from the Wasatch Front Regional Multiple Listing Service, Inc. as of 2026-01-15 02:31:18 PST. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or the MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. [Click here for more information](/mls-disclaimers/#319)