12970 Highway 8 Business SPC 138El CajonCA92021








Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in El Cajon at 12970 Highway 8 Business SPC 138, El Cajon, CA, 92021 listed at $260,000 pairs $3,497/mo rent with a $1,273/mo payment to leave $1,888/mo cash flow. Total monthly income runs $3,497/mo, and annual cash flow reaches $22,658/yr on $86,190 cash to close. Return on cash invested measures 46.2% in year one, and rental yield registers 16.14% at a $260,000 basis. Equity gained on principal adds $1,678/yr, and annual property appreciation at 5% supports $71,833 by year five. Five-year ROI tracks 243.85% and total cumulative return in cash totals $210,173. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $3,497/mo property income relative to a $1,273/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).
Manufactured
Built in N/A
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92021, El Cajon, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 23,829 (100%) |
| Owner Occupied HU | 12,250 (51.4%) |
| Renter Occupied HU | 10,737 (45.1%) |
| Vacant Housing Units | 842 ( 3.5%) |
| Median Home Value | $687,938 |
| Average Home Value | $714,846 |
Housing Distribution
Address Breakdown
Residential
23,851
Single Family
19,692
Multi-Family
4,159
Businesses
1,493
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Nearby investment properties with comparable prices



Listed by: Priscila Jimenez • Pacific Manufactured Homes
Mls Name: My State MLS
Mls ID: #11349025








