12960 Leawood StVictorvilleCA92392
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing12960 Leawood St, Victorville, CA, 92392 in Victorville is a stable, well-positioned rental at $519,900. Rental yield 6.63%. DSCR 1.23 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $143,639 in value and $4,788/yr in principal paydown builds equity, a total projected return of $175,126.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.6% | 6.8% |
| Monthly Cash Flow | $(342) | $1,250 |
City averages based on Victorville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,874 |
| Total Monthly Debt Service | $3,009 |
| DSCR Ratio | 0.96x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,125 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92392, Victorville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 19,334 (100%) |
| Owner Occupied HU | 12,324 (63.7%) |
| Renter Occupied HU | 5,882 (30.4%) |
| Vacant Housing Units | 1,128 ( 5.8%) |
| Median Home Value | $411,646 |
| Average Home Value | $461,321 |
Housing Distribution
Address Breakdown
Residential
18,863
Single Family
18,502
Multi-Family
361
Businesses
820
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: SALVADOR MARQUEZ • REALTY MASTERS & ASSOCIATES
Mls Name: CRMLS
Mls ID: #CV25164854