12957 Ledbetter DriveOrosiCA93647
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12957 Ledbetter Drive, Orosi, CA, 93647 in Orosi. Priced at $279,000, it generates $2,352/mo in gross rent and $626/mo in net monthly cash flow, a 10.12% yield that comfortably supports the 1.87 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $7,513. Five-year appreciation: $77,083. Equity from principal paydown: $2,570/yr. Total projected cumulative return: $146,072.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.1% | 6.5% |
| Monthly Cash Flow | $626 | $1,200 |
City averages based on Orosi market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,352 |
| Total Monthly Debt Service | $1,615 |
| DSCR Ratio | 1.46x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1956
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93647, Orosi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,897 (100%) |
| Owner Occupied HU | 1,403 (48.4%) |
| Renter Occupied HU | 1,388 (47.9%) |
| Vacant Housing Units | 106 ( 3.7%) |
| Median Home Value | $266,458 |
| Average Home Value | $332,293 |
Housing Distribution
Address Breakdown
Residential
2,776
Single Family
2,677
Multi-Family
99
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1956
0.29 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 93647, Orosi, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,897 (100%) |
| Owner Occupied HU | 1,403 (48.4%) |
| Renter Occupied HU | 1,388 (47.9%) |
| Vacant Housing Units | 106 ( 3.7%) |
| Median Home Value | $266,458 |
| Average Home Value | $332,293 |
Housing Distribution
Address Breakdown
Residential
2,776
Single Family
2,677
Multi-Family
99
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Richard Bueno • KW Ascend
Mls Name: TCMLS
Mls ID: #238261