1295 N Ash St APT 913GilbertAZ85233



INVESTMENT ANALYSIS
Investment Verdict
Solid Income1295 N Ash St APT 913, Gilbert, AZ, 85233 in Gilbert carries a 1.52 coverage ratio, rent of $1,710/mo is 1.52 times the $1,122/mo payment. Rental yield 8.22%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $249,500 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $68,932; total projected cumulative return: $88,529.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.0% |
| Monthly Cash Flow | $(114) | $300 |
City averages based on Gilbert market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,710 |
| Total Monthly Debt Service | $1,725 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Apartment
Built in 1996
732 sqft lot
$N/A/sqft
$349 monthly HOA



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Apartment
Built in 1996
732 sqft lot
$N/A/sqft
$349 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: John Acosta • West USA Realty
Mls Name: ARMLS
Mls Provider:
Mls ID: #6801481
Disclaimer: All information should be verified by the recipient and none is guaranteed as accurate by ARMLS Listing Information presented by local MLS brokerage: Zillow, Inc., Designated REALTOR- Chris Long - (480) 907-1010








