12928 S Union RdMannsvilleOK73447
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.26% gross rental yield, 12928 S Union Rd, Mannsville, OK, 73447 in Mannsville is priced for capital growth, not immediate cash flow. The $353,500 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $97,666 by year five, with $3,256/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.60) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $50,836.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.3% | 6.2% |
| Monthly Cash Flow | $(1,298) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $960 |
| Total Monthly Debt Service | $2,117 |
| DSCR Ratio | 0.45x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2015
2.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73447, Mannsville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 354 (100%) |
| Owner Occupied HU | 220 (62.1%) |
| Renter Occupied HU | 81 (22.9%) |
| Vacant Housing Units | 53 (15.0%) |
| Median Home Value | $109,524 |
| Average Home Value | $159,614 |
Housing Distribution
Address Breakdown
Residential
269
Single Family
269
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2015
2.97 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73447, Mannsville, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 354 (100%) |
| Owner Occupied HU | 220 (62.1%) |
| Renter Occupied HU | 81 (22.9%) |
| Vacant Housing Units | 53 (15.0%) |
| Median Home Value | $109,524 |
| Average Home Value | $159,614 |
Housing Distribution
Address Breakdown
Residential
269
Single Family
269
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kelli Bradshaw • Black Label Realty
Mls Name: MLS Technology, Inc.
Mls ID: #2538865