1292 Lockington LnSeymourTN37865
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 1292 Lockington Ln, Seymour, TN, 37865 in Seymour hard to pass up. The 10.87% gross yield on a $414,000 purchase results in $3,749/mo in rent and $1,246/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (2.01). Annual cash flow of $14,946, five-year appreciation of $114,381, and $3,813/yr in equity build-up combine for a projected total cumulative return of $238,415.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.2% |
| Monthly Cash Flow | $1,246 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,749 |
| Total Monthly Debt Service | $2,314 |
| DSCR Ratio | 1.62x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2024
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37865, Seymour, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,747 (100%) |
| Owner Occupied HU | 7,181 (73.7%) |
| Renter Occupied HU | 1,851 (19.0%) |
| Vacant Housing Units | 715 ( 7.3%) |
| Median Home Value | $381,271 |
| Average Home Value | $426,262 |
Housing Distribution
Address Breakdown
Residential
9,567
Single Family
9,567
Multi-Family
0
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2024
0.44 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 37865, Seymour, TN area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,747 (100%) |
| Owner Occupied HU | 7,181 (73.7%) |
| Renter Occupied HU | 1,851 (19.0%) |
| Vacant Housing Units | 715 ( 7.3%) |
| Median Home Value | $381,271 |
| Average Home Value | $426,262 |
Housing Distribution
Address Breakdown
Residential
9,567
Single Family
9,567
Multi-Family
0
Businesses
491
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
