12918 Kellywood CirHudsonFL34669



INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors who value predictability will appreciate 12918 Kellywood Cir, Hudson, FL, 34669 in Hudson. At $200,000 it earns $1,704/mo in rent and distributes $377/mo to the owner after the $899/mo payment, a consistent 10.22% yield. DSCR 1.90 clears Ziffy Mortgage's income-only underwriting standard. Over five years, 5% annual appreciation adds $55,256 in value; $1,842/yr in principal paydown compounds ownership stake. Total projected return: $100,499.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.2% | 7.0% |
| Monthly Cash Flow | $377 | $250 |
City averages based on Hudson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,704 |
| Total Monthly Debt Service | $1,248 |
| DSCR Ratio | 1.37x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1980
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34669, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,425 (100%) |
| Owner Occupied HU | 5,609 (75.5%) |
| Renter Occupied HU | 1,036 (14.0%) |
| Vacant Housing Units | 780 (10.5%) |
| Median Home Value | $321,129 |
| Average Home Value | $341,649 |
Housing Distribution
Address Breakdown
Residential
6,777
Single Family
6,702
Multi-Family
75
Businesses
226



Nearby investment properties with comparable rents
Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Single Family
Built in 1980
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 34669, Hudson, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,425 (100%) |
| Owner Occupied HU | 5,609 (75.5%) |
| Renter Occupied HU | 1,036 (14.0%) |
| Vacant Housing Units | 780 (10.5%) |
| Median Home Value | $321,129 |
| Average Home Value | $341,649 |
Housing Distribution
Address Breakdown
Residential
6,777
Single Family
6,702
Multi-Family
75
Businesses
226
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices



Listed by: Thomas Homan • Homan Realty Group Inc.
Mls Name: Realtors Association of Citrus County
Mls Provider:
Mls ID: #846269
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.








