12907 Kings Crossing DrGibsontonFL33534
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid fundamentals define the investment case at 12907 Kings Crossing Dr, Gibsonton, FL, 33534 in Gibsonton: $2,180/mo in rent, $468/mo in net income, 11.63% gross yield, 2.15 DSCR, all at $224,990. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $62,161 in appreciation and $2,072/yr in principal paydown projects total cumulative return of $116,841.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.6% | 6.0% |
| Monthly Cash Flow | $468 | $300 |
City averages based on Gibsonton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,180 |
| Total Monthly Debt Service | $1,623 |
| DSCR Ratio | 1.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2005
1,063 sqft lot
$N/A/sqft
$219 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2005
1,063 sqft lot
$N/A/sqft
$219 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 33534, Gibsonton, FL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,784 (100%) |
| Owner Occupied HU | 4,234 (62.4%) |
| Renter Occupied HU | 2,052 (30.2%) |
| Vacant Housing Units | 498 ( 7.3%) |
| Median Home Value | $355,148 |
| Average Home Value | $411,930 |
Housing Distribution
Address Breakdown
Residential
6,400
Single Family
5,943
Multi-Family
457
Businesses
288
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Michelle Wheeler • STOFEL & ASSOCIATES REALTY
Mls Name: Stellar MLS
Mls Provider:
Mls ID: #T3548145
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