12900 John Adams StManorTX78653
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow12900 John Adams St, Manor, TX, 78653 in Manor is a solid income-producing rental, 10.7% gross yield, $2,095/mo rent, $424/mo net cash flow on a $235,000 buy. DSCR 1.98 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $64,926 and $2,164/yr in principal reduction project a total cumulative return of $117,356.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $424 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,095 |
| Total Monthly Debt Service | $1,578 |
| DSCR Ratio | 1.33x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2006
4,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78653, Manor, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,105 (100%) |
| Owner Occupied HU | 13,219 (73.0%) |
| Renter Occupied HU | 3,411 (18.8%) |
| Vacant Housing Units | 1,475 ( 8.1%) |
| Median Home Value | $379,053 |
| Average Home Value | $442,432 |
Housing Distribution
Address Breakdown
Residential
15,691
Single Family
14,498
Multi-Family
1,193
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2006
4,399 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78653, Manor, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,105 (100%) |
| Owner Occupied HU | 13,219 (73.0%) |
| Renter Occupied HU | 3,411 (18.8%) |
| Vacant Housing Units | 1,475 ( 8.1%) |
| Median Home Value | $379,053 |
| Average Home Value | $442,432 |
Housing Distribution
Address Breakdown
Residential
15,691
Single Family
14,498
Multi-Family
1,193
Businesses
503
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices