129 E Silver Sands #129San AntonioTX78216
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 129 E Silver Sands #129, San Antonio, TX, 78216 in San Antonio at $115,000 earns $873/mo in rent and nets $55/mo after the $517/mo payment, a 9.11% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $31,772 over five years. Ziffy Mortgage underwrites this on a 1.69 DSCR without U.S. credit history. With $1,059/yr in principal paydown, total projected return reaches $47,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 5.8% |
| Monthly Cash Flow | $55 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $873 |
| Total Monthly Debt Service | $772 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78216, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,504 (100%) |
| Owner Occupied HU | 6,460 (34.9%) |
| Renter Occupied HU | 9,909 (53.6%) |
| Vacant Housing Units | 2,135 (11.5%) |
| Median Home Value | $341,731 |
| Average Home Value | $359,122 |
Housing Distribution
Address Breakdown
Residential
19,602
Single Family
7,816
Multi-Family
11,786
Businesses
3,400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1963
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78216, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,504 (100%) |
| Owner Occupied HU | 6,460 (34.9%) |
| Renter Occupied HU | 9,909 (53.6%) |
| Vacant Housing Units | 2,135 (11.5%) |
| Median Home Value | $341,731 |
| Average Home Value | $359,122 |
Housing Distribution
Address Breakdown
Residential
19,602
Single Family
7,816
Multi-Family
11,786
Businesses
3,400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Leslie West • Real Broker, LLC
Mls Name: LERA MLS
Mls ID: #1920503