129 Bracken Fern LnGeorgetownTX78626
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 129 Bracken Fern Ln, Georgetown, TX, 78626 in Georgetown delivers $2,551/mo in gross rent and $347/mo in net monthly income at a $310,000 entry. The 9.88% yield and 1.83 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $85,647 over five years and $2,855/yr in equity from loan paydown, total projected return is $141,084.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.9% | 6.2% |
| Monthly Cash Flow | $347 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,551 |
| Total Monthly Debt Service | $2,081 |
| DSCR Ratio | 1.23x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
5,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78626, Georgetown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,715 (100%) |
| Owner Occupied HU | 12,437 (54.8%) |
| Renter Occupied HU | 8,112 (35.7%) |
| Vacant Housing Units | 2,166 ( 9.5%) |
| Median Home Value | $447,966 |
| Average Home Value | $498,391 |
Housing Distribution
Address Breakdown
Residential
20,357
Single Family
15,646
Multi-Family
4,711
Businesses
1,177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
5,013 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78626, Georgetown, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 22,715 (100%) |
| Owner Occupied HU | 12,437 (54.8%) |
| Renter Occupied HU | 8,112 (35.7%) |
| Vacant Housing Units | 2,166 ( 9.5%) |
| Median Home Value | $447,966 |
| Average Home Value | $498,391 |
Housing Distribution
Address Breakdown
Residential
20,357
Single Family
15,646
Multi-Family
4,711
Businesses
1,177
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Taylor Loter • Magnolia Realty
Mls Name: Central Texas MLS
Mls ID: #596602