129 42nd StPittsburghPA15201
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe cash-flow margin at 129 42nd St, Pittsburgh, PA, 15201 in Pittsburgh is narrow, $160/mo net on $2,320/mo rent after the $1,482/mo debt service, but the property operates at break-even-plus, not a loss. At $329,500 with a 8.45% yield, the long-run equity case via 5% appreciation ($91,035 over five years) and $3,035/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.57 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $135,799.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 7.2% |
| Monthly Cash Flow | $160 | $450 |
City averages based on Pittsburgh market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $2,320 |
| Total Monthly Debt Service | $2,028 |
| DSCR Ratio | 1.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1880
1,215 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15201, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,276 (100%) |
| Owner Occupied HU | 3,598 (43.5%) |
| Renter Occupied HU | 3,731 (45.1%) |
| Vacant Housing Units | 947 (11.4%) |
| Median Home Value | $342,541 |
| Average Home Value | $391,736 |
Housing Distribution
Address Breakdown
Residential
7,654
Single Family
6,426
Multi-Family
1,228
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1880
1,215 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15201, Pittsburgh, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,276 (100%) |
| Owner Occupied HU | 3,598 (43.5%) |
| Renter Occupied HU | 3,731 (45.1%) |
| Vacant Housing Units | 947 (11.4%) |
| Median Home Value | $342,541 |
| Average Home Value | $391,736 |
Housing Distribution
Address Breakdown
Residential
7,654
Single Family
6,426
Multi-Family
1,228
Businesses
650
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1752195