128A Locke St, Baltimore, MD, 21230 | 5.08% Rental Yield

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Baltimore at 128A Locke St, Baltimore, MD, 21230 with 5% annual appreciation on a $513,192 basis while $2,171/mo rent supports operations. 8% in year one. Equity gained on principal adds $3,312/yr, and five-year appreciation sums $141,785 alongside rental yield of 5.08%. Five-year ROI measures 64.77% and total cumulative return in cash totals $109,366. Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,171/mo property income versus a $2,512/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Condo

Built in 2025

N/A lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21230, Baltimore, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	20,297 (100%)
Owner Occupied HU	8,217 (40.5%)
Renter Occupied HU	9,114 (44.9%)
Vacant Housing Units	2,966 (14.6%)
Median Home Value	$366,297
Average Home Value	$389,487