12880 Tabeau CtPine GroveCA95665
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12880 Tabeau Ct, Pine Grove, CA, 95665 in Pine Grove is priced for appreciation, not yield. Rental yield 5.87%. At $669,900 with a 5.87% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $185,081 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (1.09) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $198,294.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.9% | 6.0% |
| Monthly Cash Flow | $(866) | $1,500 |
City averages based on Pine Grove market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,278 |
| Total Monthly Debt Service | $3,878 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.53 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95665, Pine Grove, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,321 (100%) |
| Owner Occupied HU | 1,695 (73.0%) |
| Renter Occupied HU | 349 (15.0%) |
| Vacant Housing Units | 277 (11.9%) |
| Median Home Value | $493,959 |
| Average Home Value | $531,168 |
Housing Distribution
Address Breakdown
Residential
1,815
Single Family
1,815
Multi-Family
0
Businesses
168
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: JP Carino • Re/Max Foothill Properties
Mls Name: MetroList Services of CA
Mls ID: #226002106