12880 County Road 261bNathropCO81236
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play12880 County Road 261b, Nathrop, CO, 81236 in Nathrop is priced for appreciation, not yield. Rental yield 2.53%. At $1,350,000 with a 2.53% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $372,980 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.47) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $186,649.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.5% | 8.0% |
| Monthly Cash Flow | $(5,031) | $1,200 |
City averages based on Nathrop market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,846 |
| Total Monthly Debt Service | $7,330 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1994
8.84 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1994
8.84 Acres lot
$N/A/sqft
No HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices