12880 Circulo DardoSan DiegoCA92128








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $5,564/mo, and a $5,555/mo payment. Purchase price stands at $1,135,000, and rental yield measures 5.88% with $5,564/mo rent. Return on cash invested shows 15.62% in year one, and 5% annual appreciation builds toward $313,580 over five years. Five-year ROI reaches 79.71% and total cumulative return in cash records $293,128. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $5,564/mo property income covering a $5,555/mo payment rather than investor’s personal income.
Single Family
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92128, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,022 (100%) |
| Owner Occupied HU | 13,506 (64.2%) |
| Renter Occupied HU | 6,692 (31.8%) |
| Vacant Housing Units | 824 ( 3.9%) |
| Median Home Value | $937,973 |
| Average Home Value | $1,034,672 |
Housing Distribution
Address Breakdown
Residential
20,982
Single Family
14,404
Multi-Family
6,578
Businesses
1,072
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Listed by: Erika Rubalcaba • Finest City Homes & Loans
Mls Name: SDMLS
Mls ID: #250044974








