12879 Morning Creek LnPeytonCO80831
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayNot all U.S. investment properties are valued for current income. 12879 Morning Creek Ln, Peyton, CO, 80831 in Peyton at $570,000, 5.64% gross yield, is a market-growth asset. Rental yield 5.64%. The $2,701/mo rent partially funds the $2,563/mo debt service; the core return is the 5%/yr price growth projected to add $157,480 over five years. Ziffy Mortgage's DSCR mortgage (1.05) provides financing for foreign nationals without domestic income checks. A 30–35% down payment often produces the cleanest coverage for low-yield properties. Total five-year return: $171,141.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 5.6% | 7.0% |
| Monthly Cash Flow | $(717) | $1,200 |
City averages based on Peyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,701 |
| Total Monthly Debt Service | $3,164 |
| DSCR Ratio | 0.85x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2021
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80831, Peyton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,309 (100%) |
| Owner Occupied HU | 11,019 (89.5%) |
| Renter Occupied HU | 997 ( 8.1%) |
| Vacant Housing Units | 293 ( 2.4%) |
| Median Home Value | $584,323 |
| Average Home Value | $616,858 |
Housing Distribution
Address Breakdown
Residential
12,327
Single Family
12,327
Multi-Family
0
Businesses
331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2021
10,018 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80831, Peyton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,309 (100%) |
| Owner Occupied HU | 11,019 (89.5%) |
| Renter Occupied HU | 997 ( 8.1%) |
| Vacant Housing Units | 293 ( 2.4%) |
| Median Home Value | $584,323 |
| Average Home Value | $616,858 |
Housing Distribution
Address Breakdown
Residential
12,327
Single Family
12,327
Multi-Family
0
Businesses
331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Jerrell Young • The Platinum Group
Mls Name: Pikes Peak MLS
Mls Provider:
Mls ID: #3346182
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