1287 Morris RdAragonGA30104
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid, durable, and financeable, 1287 Morris Rd, Aragon, GA, 30104 in Aragon earns a 8.7% gross yield at $239,900. Rent of $1,740/mo nets $280/mo after the $1,079/mo mortgage. The 1.61 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $66,280 and $2,210/yr in equity accumulation project a total cumulative return of $108,909.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.7% | 7.0% |
| Monthly Cash Flow | $280 | $300 |
City averages based on Aragon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $1,365 |
| DSCR Ratio | 1.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1974
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30104, Aragon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,062 (100%) |
| Owner Occupied HU | 1,477 (71.6%) |
| Renter Occupied HU | 466 (22.6%) |
| Vacant Housing Units | 119 ( 5.8%) |
| Median Home Value | $238,382 |
| Average Home Value | $286,445 |
Housing Distribution
Address Breakdown
Residential
1,874
Single Family
1,874
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.98 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30104, Aragon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,062 (100%) |
| Owner Occupied HU | 1,477 (71.6%) |
| Renter Occupied HU | 466 (22.6%) |
| Vacant Housing Units | 119 ( 5.8%) |
| Median Home Value | $238,382 |
| Average Home Value | $286,445 |
Housing Distribution
Address Breakdown
Residential
1,874
Single Family
1,874
Multi-Family
0
Businesses
55
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: WENDEE C Long • Main Street Realtors
Mls Name: FMLS GA
Mls Provider:
Mls ID: #7568593
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