12862 Springtown Rd, Mineral Pt, MO, 63660 | 2.19% Rental Yield

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Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Total monthly income runs $956/mo, and a $2,570/mo payment. Purchase price stands at $525,000, and rental yield measures 2.19% with $956/mo rent. Return on cash invested shows 3.98% in year one, and 5% annual appreciation builds toward $145,048 over five years. Five-year ROI reaches 17.45% and total cumulative return in cash records $30,141. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $956/mo property income covering a $2,570/mo payment rather than investor’s personal income.

Single Family

Built in 2020

4.50 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 63660, Mineral Point, MO area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	1,274 (100%)
Owner Occupied HU	899 (70.6%)
Renter Occupied HU	204 (16.0%)
Vacant Housing Units	171 (13.4%)
Median Home Value	$151,061
Average Home Value	$196,176