12862 Peony DrMaranaAZ85653
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 12862 Peony Dr, Marana, AZ, 85653 in Marana. Priced at $324,900, it generates $2,839/mo in gross rent and $919/mo in net monthly cash flow, a 10.49% yield that comfortably supports the 1.94 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $11,024. Five-year appreciation: $89,764. Equity from principal paydown: $2,992/yr. Total projected cumulative return: $181,917.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $919 | $1,850 |
City averages based on Marana market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,839 |
| Total Monthly Debt Service | $1,791 |
| DSCR Ratio | 1.58x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2022
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85653, Marana, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,402 (100%) |
| Owner Occupied HU | 8,502 (81.7%) |
| Renter Occupied HU | 948 ( 9.1%) |
| Vacant Housing Units | 952 ( 9.2%) |
| Median Home Value | $363,600 |
| Average Home Value | $359,649 |
Housing Distribution
Address Breakdown
Residential
9,047
Single Family
7,172
Multi-Family
1,875
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2022
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85653, Marana, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,402 (100%) |
| Owner Occupied HU | 8,502 (81.7%) |
| Renter Occupied HU | 948 ( 9.1%) |
| Vacant Housing Units | 952 ( 9.2%) |
| Median Home Value | $363,600 |
| Average Home Value | $359,649 |
Housing Distribution
Address Breakdown
Residential
9,047
Single Family
7,172
Multi-Family
1,875
Businesses
219
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices