12862 Golden Hay CirMadisonAL35757
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Madison at 12862 Golden Hay Cir, Madison, AL, 35757 uses $125,778 cash to close to unlock $7,061/yr annual cash flow and $588/mo monthly cash flow. Total monthly income runs $2,730/mo, and a $1,857/mo payment keeps the spread at $588/mo. Purchase price stands at $379,420, and rental yield measures 8.63% with $2,730/mo rent. Return on cash invested shows 25.52% in year one, and 5% annual appreciation builds toward $104,827 over five years. Five-year ROI reaches 132.25% and total cumulative return in cash records $166,343. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,730/mo property income covering a $1,857/mo payment rather than investor’s personal income.
Single Family
Built in 2025
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35757, Madison, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,348 (100%) |
| Owner Occupied HU | 6,117 (59.1%) |
| Renter Occupied HU | 3,534 (34.2%) |
| Vacant Housing Units | 697 ( 6.7%) |
| Median Home Value | $365,694 |
| Average Home Value | $430,830 |
Housing Distribution
Address Breakdown
Residential
9,317
Single Family
8,952
Multi-Family
365
Businesses
163
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