12855 McCready Rd, Lusby, MD, 20657 | $28/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Lusby at 12855 McCready Rd, Lusby, MD, 20657 offers a 7.54% rental yield on a $424,804 purchase with $2,670/mo rent. Total monthly income registers $2,670/mo, and a $2,079/mo payment leaves $28/mo available for distribution. Annual cash flow reaches $338/yr on $140,823 to close, and return on cash invested stands at 20.15% in year one. Equity gained on principal adds $2,741/yr while 5% annual appreciation supports $117,366 over five years. Portfolio math shows five-year ROI at 104.18% and total cumulative return in cash at $146,715. Financing is available via Ziffy Mortgage’s DSCR loan, which evaluates $2,670/mo property income against a $2,079/mo payment rather than investor’s personal income documents like W2s, Salary slips, and Tax returns.

Single Family

Built in 2021

0.99 Acres lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 20657, Lusby, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	8,087 (100%)
Owner Occupied HU	6,053 (74.8%)
Renter Occupied HU	1,232 (15.2%)
Vacant Housing Units	802 ( 9.9%)
Median Home Value	$367,668
Average Home Value	$430,451