12843 Prattville RdPittsfordMI49271
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 12843 Prattville Rd, Pittsford, MI, 49271 in Pittsford at $106,900 earns $856/mo in rent and nets $151/mo after the $481/mo payment, a 9.61% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $29,535 over five years. Ziffy Mortgage underwrites this on a 1.78 DSCR without U.S. credit history. With $985/yr in principal paydown, total projected return reaches $50,463.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.6% | 7.5% |
| Monthly Cash Flow | $151 | $300 |
City averages based on Pittsford market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $856 |
| Total Monthly Debt Service | $662 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1938
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49271, Pittsford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 872 (100%) |
| Owner Occupied HU | 679 (77.9%) |
| Renter Occupied HU | 101 (11.6%) |
| Vacant Housing Units | 92 (10.6%) |
| Median Home Value | $160,489 |
| Average Home Value | $201,020 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1938
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49271, Pittsford, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 872 (100%) |
| Owner Occupied HU | 679 (77.9%) |
| Renter Occupied HU | 101 (11.6%) |
| Vacant Housing Units | 92 (10.6%) |
| Median Home Value | $160,489 |
| Average Home Value | $201,020 |
Housing Distribution
Address Breakdown
Residential
863
Single Family
863
Multi-Family
0
Businesses
31
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
