1284 S Deer TrlFredericktownMO63645
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderSteady, low-maintenance, and fundable: 1284 S Deer Trl, Fredericktown, MO, 63645 in Fredericktown at $192,500. Rental yield 7.02%. The 7.02% yield and 1.30 DSCR put this right in the range Ziffy Mortgage approves for non-U.S. investors without W-2s or domestic credit. Appreciation at 5%/yr is projected to add $53,184 by year five, and $1,773/yr in principal reduction steadily grows the investor's stake. Total projected cumulative return: $68,408.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 7% | 6.2% |
| Monthly Cash Flow | $(72) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,127 |
| Total Monthly Debt Service | $1,122 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1972
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63645, Fredericktown, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,466 (100%) |
| Owner Occupied HU | 3,433 (62.8%) |
| Renter Occupied HU | 1,293 (23.7%) |
| Vacant Housing Units | 740 (13.5%) |
| Median Home Value | $172,791 |
| Average Home Value | $221,374 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
4,976
Multi-Family
65
Businesses
374
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1972
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 63645, Fredericktown, MO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,466 (100%) |
| Owner Occupied HU | 3,433 (62.8%) |
| Renter Occupied HU | 1,293 (23.7%) |
| Vacant Housing Units | 740 (13.5%) |
| Median Home Value | $172,791 |
| Average Home Value | $221,374 |
Housing Distribution
Address Breakdown
Residential
5,041
Single Family
4,976
Multi-Family
65
Businesses
374
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joseph Peterson • Briko Realty Services
Mls Name: My State MLS
Mls ID: #11274203