1284 Oxford Germantown RdCamdenOH45311
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 1284 Oxford Germantown Rd, Camden, OH, 45311 in Camden: $2,830/mo in rent, $238/mo in net income, 8.62% gross yield, 1.60 DSCR, all at $394,000. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $108,855 in appreciation and $3,629/yr in principal paydown projects total cumulative return of $165,391.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.2% |
| Monthly Cash Flow | $238 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,830 |
| Total Monthly Debt Service | $2,435 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1968
5.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45311, Camden, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 1,855 (64.9%) |
| Renter Occupied HU | 487 (17.0%) |
| Vacant Housing Units | 516 (18.1%) |
| Median Home Value | $223,611 |
| Average Home Value | $248,065 |
Housing Distribution
Address Breakdown
Residential
2,345
Single Family
2,274
Multi-Family
71
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1968
5.90 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 45311, Camden, OH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,858 (100%) |
| Owner Occupied HU | 1,855 (64.9%) |
| Renter Occupied HU | 487 (17.0%) |
| Vacant Housing Units | 516 (18.1%) |
| Median Home Value | $223,611 |
| Average Home Value | $248,065 |
Housing Distribution
Address Breakdown
Residential
2,345
Single Family
2,274
Multi-Family
71
Businesses
93
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shane Watson • OwnerLand Realty, Inc.
Mls Name: Cincy MLS
Mls Provider:
Mls ID: #1822199
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