1283 New Stanton Ruffsdale Rd ERuffs DalePA15679
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowReliable, bankable, and well-priced, 1283 New Stanton Ruffsdale Rd E, Ruffs Dale, PA, 15679 in Ruffs Dale delivers $1,380/mo in gross rent and $398/mo in net monthly income at a $149,900 entry. The 11.05% yield and 2.05 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $41,415 over five years and $1,381/yr in equity from loan paydown, total projected return is $82,703.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.1% | 6.2% |
| Monthly Cash Flow | $398 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,380 |
| Total Monthly Debt Service | $923 |
| DSCR Ratio | 1.50x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1993
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15679, Ruffs Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,570 (100%) |
| Owner Occupied HU | 1,142 (72.7%) |
| Renter Occupied HU | 279 (17.8%) |
| Vacant Housing Units | 149 ( 9.5%) |
| Median Home Value | $248,120 |
| Average Home Value | $298,100 |
Housing Distribution
Address Breakdown
Residential
1,273
Single Family
1,273
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1993
2 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 15679, Ruffs Dale, PA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,570 (100%) |
| Owner Occupied HU | 1,142 (72.7%) |
| Renter Occupied HU | 279 (17.8%) |
| Vacant Housing Units | 149 ( 9.5%) |
| Median Home Value | $248,120 |
| Average Home Value | $298,100 |
Housing Distribution
Address Breakdown
Residential
1,273
Single Family
1,273
Multi-Family
0
Businesses
51
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: WPMLS
Mls ID: #1746434