12828 Stone Valley DrPeytonCO80831
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThe cash-flow margin at 12828 Stone Valley Dr, Peyton, CO, 80831 in Peyton is narrow, $55/mo net on $2,573/mo rent after the $1,943/mo debt service, but the property operates at break-even-plus, not a loss. At $432,000 with a 7.15% yield, the long-run equity case via 5% appreciation ($119,354 over five years) and $3,979/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.32 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $166,674.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.2% | 7.0% |
| Monthly Cash Flow | $55 | $1,200 |
City averages based on Peyton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,573 |
| Total Monthly Debt Service | $2,346 |
| DSCR Ratio | 1.10x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80831, Peyton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,309 (100%) |
| Owner Occupied HU | 11,019 (89.5%) |
| Renter Occupied HU | 997 ( 8.1%) |
| Vacant Housing Units | 293 ( 2.4%) |
| Median Home Value | $584,323 |
| Average Home Value | $616,858 |
Housing Distribution
Address Breakdown
Residential
12,327
Single Family
12,327
Multi-Family
0
Businesses
331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
8,276 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80831, Peyton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,309 (100%) |
| Owner Occupied HU | 11,019 (89.5%) |
| Renter Occupied HU | 997 ( 8.1%) |
| Vacant Housing Units | 293 ( 2.4%) |
| Median Home Value | $584,323 |
| Average Home Value | $616,858 |
Housing Distribution
Address Breakdown
Residential
12,327
Single Family
12,327
Multi-Family
0
Businesses
331
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices