12822 W 80th StCoyleOK73027
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayAt a 3.92% gross rental yield, 12822 W 80th St, Coyle, OK, 73027 in Coyle is priced for capital growth, not immediate cash flow. The $335,000 purchase reflects market confidence in future value: at 5%/yr, the property is forecast to gain $92,554 by year five, with $3,085/yr in additional equity from loan paydown. Ziffy Mortgage's DSCR mortgage (0.73) qualifies for non-U.S. residents without personal income documents. Total five-year projected cumulative return: $60,037.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 3.9% | 6.2% |
| Monthly Cash Flow | $(1,046) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,093 |
| Total Monthly Debt Service | $2,006 |
| DSCR Ratio | 0.54x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 2023
32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73027, Coyle, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 745 (100%) |
| Owner Occupied HU | 411 (55.2%) |
| Renter Occupied HU | 154 (20.7%) |
| Vacant Housing Units | 180 (24.2%) |
| Median Home Value | $173,397 |
| Average Home Value | $264,501 |
Housing Distribution
Address Breakdown
Residential
464
Single Family
464
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 2023
32 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 73027, Coyle, OK area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 745 (100%) |
| Owner Occupied HU | 411 (55.2%) |
| Renter Occupied HU | 154 (20.7%) |
| Vacant Housing Units | 180 (24.2%) |
| Median Home Value | $173,397 |
| Average Home Value | $264,501 |
Housing Distribution
Address Breakdown
Residential
464
Single Family
464
Multi-Family
0
Businesses
36
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mary-Beth Hafer • Salt Real Estate Inc
Mls Name: MLSOK/OKCMAR
Mls Provider:
Mls ID: #1191228
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