12806 Vista HavenSan AntonioTX78216
INVESTMENT ANALYSIS
Investment Verdict
Income-ProducingReliable and efficiently structured, 12806 Vista Haven, San Antonio, TX, 78216 in San Antonio is a conservative rental investment at $598,000. Rental yield 6.82%. A 1.26 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $165,216; $5,508/yr in principal paydown supplements. Total projected return: $172,344.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.8% | 5.8% |
| Monthly Cash Flow | $(885) | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,401 |
| Total Monthly Debt Service | $4,048 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.38 Acres lot
$N/A/sqft
$404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78216, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,504 (100%) |
| Owner Occupied HU | 6,460 (34.9%) |
| Renter Occupied HU | 9,909 (53.6%) |
| Vacant Housing Units | 2,135 (11.5%) |
| Median Home Value | $341,731 |
| Average Home Value | $359,122 |
Housing Distribution
Address Breakdown
Residential
19,602
Single Family
7,816
Multi-Family
11,786
Businesses
3,400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.38 Acres lot
$N/A/sqft
$404 annually HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78216, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,504 (100%) |
| Owner Occupied HU | 6,460 (34.9%) |
| Renter Occupied HU | 9,909 (53.6%) |
| Vacant Housing Units | 2,135 (11.5%) |
| Median Home Value | $341,731 |
| Average Home Value | $359,122 |
Housing Distribution
Address Breakdown
Residential
19,602
Single Family
7,816
Multi-Family
11,786
Businesses
3,400
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Joraine Miller • JB Goodwin, REALTORS
Mls Name: SABOR
Mls Provider:
Mls ID: #1875744
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.