12801 Willow Marsh LnBowieMD20720
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayInvestors who prioritise long-run asset value over immediate income should consider 12801 Willow Marsh Ln, Bowie, MD, 20720 in Bowie. Rental yield 4.24%. At $1,275,000 with 4.24% gross yield, current distributions are modest, but the 5% appreciation rate projects $352,259 in new equity by year five, complemented by $11,743/yr in principal paydown. Ziffy Mortgage's DSCR loan (0.78) allows non-U.S. residents to acquire without W-2s or domestic credit. Total projected five-year cumulative return: $262,941.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 4.2% | 5.1% |
| Monthly Cash Flow | $(3,550) | $1,850 |
City averages based on Bowie market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,500 |
| Total Monthly Debt Service | $7,423 |
| DSCR Ratio | 0.61x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
0.92 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20720, Bowie, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,354 (100%) |
| Owner Occupied HU | 7,465 (89.4%) |
| Renter Occupied HU | 657 ( 7.9%) |
| Vacant Housing Units | 232 ( 2.8%) |
| Median Home Value | $590,662 |
| Average Home Value | $604,575 |
Housing Distribution
Address Breakdown
Residential
8,527
Single Family
8,332
Multi-Family
195
Businesses
192
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices