1280 County Road 2728AltoTX75925
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeHigh DSCR is a competitive advantage at closing. 1280 County Road 2728, Alto, TX, 75925 in Alto achieves 1.52, rent of $1,557/mo covers the $1,021/mo payment 1.5x over at $227,000. Rental yield 8.23%. That makes it both an efficient operational hold and a straightforward underwrite for Ziffy Mortgage's DSCR program. No domestic credit history or income documentation required. Appreciation at 5%/yr adds $62,716 over five years, with $2,091/yr in principal reduction bringing total projected return to $83,289.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.2% | 6.2% |
| Monthly Cash Flow | $(57) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,557 |
| Total Monthly Debt Service | $1,524 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1996
3.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1996
3.19 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 75925, Alto, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,971 (100%) |
| Owner Occupied HU | 1,181 (59.9%) |
| Renter Occupied HU | 476 (24.2%) |
| Vacant Housing Units | 314 (15.9%) |
| Median Home Value | $191,704 |
| Average Home Value | $267,881 |
Housing Distribution
Address Breakdown
Residential
1,323
Single Family
1,296
Multi-Family
27
Businesses
124
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kim Faulkner, GRI • Century 21 Cota Realty
Mls Name: LAR
Mls Provider:
Mls ID: #5103313
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.