128 White Oak TerBellevilleNJ07109
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Total monthly income runs $3,566/mo, and a $3,181/mo payment. Purchase price stands at $649,999, and rental yield measures 6.58% with $3,566/mo rent. Return on cash invested shows 14.07% in year one, and 5% annual appreciation builds toward $179,583 over five years. Five-year ROI reaches 72.78% and total cumulative return in cash records $155,629. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,566/mo property income covering a $3,181/mo payment rather than investor’s personal income.
Single Family
Built in 1942
7,500 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 07109, Belleville, NJ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,919 (100%) |
| Owner Occupied HU | 7,493 (50.2%) |
| Renter Occupied HU | 6,796 (45.6%) |
| Vacant Housing Units | 630 ( 4.2%) |
| Median Home Value | $443,402 |
| Average Home Value | $487,879 |
Housing Distribution
Address Breakdown
Residential
13,696
Single Family
11,188
Multi-Family
2,508
Businesses
887
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Listed by: Zaidem Illescas • Weichert Realtors
Mls Name: GSMLS
Mls ID: #4005729