128 Warren St APT 12, Lowell, MA, 01852 | $689/mo Cash Flow

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Price: $300K - 500K

Monthly Cash Flow: 1 - 3k+

Home Type: Single Family

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128 Warren St APT 12, Lowell, MA, 01852 | $689/mo Cash Flow | Ziffy

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Lowell at 128 Warren St APT 12, Lowell, MA, 01852 generates $2,958/mo in rent and, after a $1,762/mo payment, leaves $689/mo in cash flow. Total monthly income is $2,958/mo, and annual cash flow is $8,270/yr on $119,307 invested. Return on cash invested sits at 26.84% in year one, and rental yield is 9.86% on a $359,900 entry. Equity gained on principal adds $2,322/yr, while 5% annual appreciation builds toward $99,434 over five years. Five-year ROI reaches 140.2% and total cumulative return in cash sums $167,270. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,958/mo property income rather than buyer’s personal income.

Townhouse

Built in 1983

N/A lot

$N/A/sqft

No HOA

More details about the property

This two story townhouse located in the heart of downtown Lowell is in great condition, and move in ready. Featuring 2 bedrooms and 1.5 baths, this large 1382 square feet of living area is great for entertaining guests before enjoying the restaurant's, cafe's, parks and nightlife that Lowell has to offer. The master bedroom featuring a skylight, offers natural light streams creating a bright ambiance during the day. The backyard presents an extensive space with an outstanding view of the Concord River. Along with the convenience of one garage space and an additional spot if needed and a pet friendly condo community. Washer, Dryer and Fridge included.

Neighborhood Data

Neighborhood data shown for ZIP Code: 01852, Lowell, MA area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	15,854 (100%)
Owner Occupied HU	6,449 (40.7%)
Renter Occupied HU	8,567 (54.0%)
Vacant Housing Units	838 ( 5.3%)
Median Home Value	$469,145
Average Home Value	$555,537