128 W Spruce St #SEast RochesterNY14445
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Rental property for sale in East Rochester at 128 W Spruce St #S, East Rochester, NY, 14445 offers $2,100/mo rent that, after a $1,077/mo payment, leaves $631/mo cash flow. Total monthly income is $2,100/mo, and annual cash flow is $7,568/yr on $72,930 cash. Return on cash invested measures 30.29% in year one, and rental yield stands at 11.45% at a $220,000 entry. Equity gained on principal adds $1,420/yr while 5% annual appreciation compounds into $60,782 by year five. Five-year ROI records 159.16% and total cumulative return in cash reaches $116,075. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,100/mo property income versus a $1,077/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1910
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 14445, East Rochester, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,822 (100%) |
| Owner Occupied HU | 2,072 (54.2%) |
| Renter Occupied HU | 1,541 (40.3%) |
| Vacant Housing Units | 209 ( 5.5%) |
| Median Home Value | $215,909 |
| Average Home Value | $284,559 |
Housing Distribution
Address Breakdown
Residential
3,468
Single Family
3,420
Multi-Family
48
Businesses
394
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Listed by: Laura S Penkitis • Red Barn Properties
Mls Name: NYSAMLSs
Mls ID: #R1627640