128 Silver StreetFarmingtonNH03835
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 128 Silver Street, Farmington, NH, 03835 in Farmington speaks for itself: 11.2% gross on a $399,000 price, generating $3,722/mo in rent and $1,048/mo in net income after the $1,891/mo debt service. DSCR 1.97, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,576 stacks alongside $110,236 in projected five-year appreciation and $3,345/yr in principal reduction. Projected total cumulative return: $212,143.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 11.2% | 6.2% |
| Monthly Cash Flow | $1,048 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $3,722 |
| Total Monthly Debt Service | $2,613 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
1 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 03835, Farmington, NH area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,041 (100%) |
| Owner Occupied HU | 2,103 (69.2%) |
| Renter Occupied HU | 722 (23.7%) |
| Vacant Housing Units | 216 ( 7.1%) |
| Median Home Value | $374,745 |
| Average Home Value | $416,284 |
Housing Distribution
Address Breakdown
Residential
2,756
Single Family
2,424
Multi-Family
332
Businesses
149
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Alex LaChance • LXTN Realty
Mls Name: PrimeMLS
Mls Provider:
Mls ID: #5115998
