128 S Taylor RoadMount VernonME04352
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow128 S Taylor Road, Mount Vernon, ME, 04352 in Mount Vernon is a top-tier cash-flow asset. At $310,000 it produces $2,707/mo in rent and $751/mo in net monthly income, a 10.48% gross rental yield. The DSCR of 1.94 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $9,009. Five-year appreciation adds $85,647, driving a total cumulative return of $166,008.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.5% | 6.2% |
| Monthly Cash Flow | $751 | $1,100 |
City averages based on Mount Vernon market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,707 |
| Total Monthly Debt Service | $1,833 |
| DSCR Ratio | 1.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2013
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04352, Mount Vernon, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,093 (100%) |
| Owner Occupied HU | 671 (61.4%) |
| Renter Occupied HU | 85 ( 7.8%) |
| Vacant Housing Units | 337 (30.8%) |
| Median Home Value | $287,250 |
| Average Home Value | $355,101 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
702
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2013
2.07 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 04352, Mount Vernon, ME area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,093 (100%) |
| Owner Occupied HU | 671 (61.4%) |
| Renter Occupied HU | 85 ( 7.8%) |
| Vacant Housing Units | 337 (30.8%) |
| Median Home Value | $287,250 |
| Average Home Value | $355,101 |
Housing Distribution
Address Breakdown
Residential
702
Single Family
702
Multi-Family
0
Businesses
23
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • Integrity Homes Real Estate Group, PC
Mls Name: Maine Listings
Mls ID: #1643659