128 Oak St UNIT BEllwood CityPA16117
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeCapital preservation and steady income define 128 Oak St UNIT B, Ellwood City, PA, 16117 in Ellwood City. Rental yield 8.06%. The 1.49 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $65,313 and $2,177/yr in principal reduction project total return of $82,920.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 6.2% |
| Monthly Cash Flow | $(121) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,588 |
| Total Monthly Debt Service | $1,615 |
| DSCR Ratio | 0.98x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
2,169 sqft lot
$N/A/sqft
$160 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
2,169 sqft lot
$N/A/sqft
$160 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Melinda McKee • RE/MAX SELECT REALTY
Mls Name: WPMLS
Mls Provider:
Mls ID: #1694178
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.