128 Main StGold RunCA95717
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 128 Main St, Gold Run, CA, 95717 in Gold Run speaks for itself: 10.89% gross on a $299,000 price, generating $2,713/mo in rent and $864/mo in net income after the $1,344/mo debt service. DSCR 2.02, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $10,362 stacks alongside $82,608 in projected five-year appreciation and $2,754/yr in principal reduction. Projected total cumulative return: $168,960.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.9% | 6.0% |
| Monthly Cash Flow | $864 | $200 |
City averages based on Gold Run market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,713 |
| Total Monthly Debt Service | $1,731 |
| DSCR Ratio | 1.57x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95717, Gold Run, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 106 (100%) |
| Owner Occupied HU | 77 (72.6%) |
| Renter Occupied HU | 20 (18.9%) |
| Vacant Housing Units | 9 ( 8.5%) |
| Median Home Value | $639,286 |
| Average Home Value | $634,123 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1950
0.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95717, Gold Run, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 106 (100%) |
| Owner Occupied HU | 77 (72.6%) |
| Renter Occupied HU | 20 (18.9%) |
| Vacant Housing Units | 9 ( 8.5%) |
| Median Home Value | $639,286 |
| Average Home Value | $634,123 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
11
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Ward • Realty ONE Group Complete
Mls Name: MetroList Services of CA
Mls ID: #225140864