128 Ivey Trace CtPendergrassGA30567
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayGlobal investors willing to prioritise equity over near-term yield will find 128 Ivey Trace Ct, Pendergrass, GA, 30567 in Pendergrass worth study. Rental yield 3.15%. The 3.15% gross yield is below cash-flow benchmarks at $959,800, but 5% annual appreciation, adding $265,175 over five years, frames this as a capital growth position. Rent of $2,520/mo partially offsets the $4,316/mo payment. Ziffy Mortgage finances appreciation-play properties (0.58 DSCR) for non-U.S. residents without domestic income documentation; a 30–35% down payment maximises coverage. Total projected return: $149,789.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 3.2% | 6.0% |
| Monthly Cash Flow | $(3,321) | $250 |
City averages based on Pendergrass market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,520 |
| Total Monthly Debt Service | $5,460 |
| DSCR Ratio | 0.46x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2025
3.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2025
3.26 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30567, Pendergrass, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,988 (100%) |
| Owner Occupied HU | 1,891 (63.3%) |
| Renter Occupied HU | 857 (28.7%) |
| Vacant Housing Units | 240 ( 8.0%) |
| Median Home Value | $384,856 |
| Average Home Value | $435,001 |
Housing Distribution
Address Breakdown
Residential
2,694
Single Family
2,694
Multi-Family
0
Businesses
115
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Chris Nabors • RE/MAX Center
Mls Name: GAMLS
Mls ID: #10573933