128 Francis StHavre De GraceMD21078




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Nearby investment properties with comparable prices

Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Havre De Grace at 128 Francis St, Havre De Grace, MD, 21078 offers $2,004/mo rent that, after a $1,463/mo payment, leaves $145/mo cash flow. Total monthly income is $2,004/mo, and annual cash flow is $1,738/yr on $99,119 cash. Return on cash invested measures 21.66% in year one, and rental yield stands at 8.04% at a $299,000 entry. Equity gained on principal adds $1,929/yr while 5% annual appreciation compounds into $82,608 by year five. Five-year ROI records 112.29% and total cumulative return in cash reaches $111,298. Lending can use Ziffy Mortgage’s DSCR loan, which structures approval around $2,004/mo property income versus a $1,463/mo payment rather than borrower’s personal income verification through W2s, Salary slips, and Tax returns.
Single Family
Built in 1962
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 9,099 (100%) |
| Owner Occupied HU | 6,294 (69.2%) |
| Renter Occupied HU | 2,219 (24.4%) |
| Vacant Housing Units | 586 ( 6.4%) |
| Median Home Value | $445,721 |
| Average Home Value | $488,694 |
Housing Distribution
Address Breakdown
Residential
8,782
Single Family
8,082
Multi-Family
700
Businesses
591
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Nearby investment properties with comparable prices



Listed by: Joan McAllister • Long & Foster Real Estate, Inc.
Mls Name: Long & Foster Broker Feed
Mls ID: #MDHR2044990








