128 Easy STREETStoddardWI54658
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayThe investment thesis at 128 Easy STREET, Stoddard, WI, 54658 in Stoddard is capital appreciation. Rental yield 1.27%. The 1.27% gross yield at $339,900 falls below cash-flow thresholds, but 5% annual value growth is forecast to deliver $93,908 in additional equity by year five, an equity gain that can outpace many higher-yield markets. Ziffy Mortgage finances appreciation-play assets via DSCR (0.24) without U.S. credit history; structure with a larger down payment to optimise coverage. Total projected return: $6,086.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 1.3% | 6.2% |
| Monthly Cash Flow | $(1,921) | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $360 |
| Total Monthly Debt Service | $2,146 |
| DSCR Ratio | 0.17x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2024
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54658, Stoddard, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,181 (100%) |
| Owner Occupied HU | 898 (76.0%) |
| Renter Occupied HU | 162 (13.7%) |
| Vacant Housing Units | 121 (10.2%) |
| Median Home Value | $299,180 |
| Average Home Value | $350,262 |
Housing Distribution
Address Breakdown
Residential
999
Single Family
950
Multi-Family
49
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2024
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54658, Stoddard, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,181 (100%) |
| Owner Occupied HU | 898 (76.0%) |
| Renter Occupied HU | 162 (13.7%) |
| Vacant Housing Units | 121 (10.2%) |
| Median Home Value | $299,180 |
| Average Home Value | $350,262 |
Housing Distribution
Address Breakdown
Residential
999
Single Family
950
Multi-Family
49
Businesses
38
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices