128 Craig RoadPutnam StationNY12861








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $3,364/mo, and a $3,421/mo payment. Purchase price stands at $699,000, and rental yield measures 5.78% with $3,364/mo rent. Return on cash invested shows 13.26% in year one, and 5% annual appreciation builds toward $193,121 over five years. Five-year ROI reaches 67.8% and total cumulative return in cash records $155,918. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $3,364/mo property income covering a $3,421/mo payment rather than investor’s personal income.
Single Family
Built in 1982
305.70 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12861, Putnam Station, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 559 (100%) |
| Owner Occupied HU | 206 (36.9%) |
| Renter Occupied HU | 24 ( 4.3%) |
| Vacant Housing Units | 329 (58.9%) |
| Median Home Value | $409,091 |
| Average Home Value | $549,223 |
Housing Distribution
Address Breakdown
Residential
417
Single Family
416
Multi-Family
1
Businesses
10
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Listed by: Casey King • Julie & Co Realty, LLC
Mls Name: Global MLS
Mls Provider:
Mls ID: #202525049
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Judy Moriarty, Zillow, Inc., Corp. Broker








