128 Commons CirSalineMI48176
INVESTMENT ANALYSIS
Investment Verdict
Solid Income128 Commons Cir, Saline, MI, 48176 in Saline carries a 1.69 coverage ratio, rent of $2,018/mo is 1.69 times the $1,192/mo payment. Rental yield 9.14%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $265,000 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $73,215; total projected cumulative return: $94,063.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 6.0% |
| Monthly Cash Flow | $(135) | $350 |
City averages based on Saline market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,018 |
| Total Monthly Debt Service | $2,047 |
| DSCR Ratio | 0.99x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2003
N/A lot
$N/A/sqft
$405 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2003
N/A lot
$N/A/sqft
$405 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
